OK
Cancel
Available Screens
Summary
Current Status
Input
General
Loan Info
Loan Details
HMDA
Borrowers
Subject Property
Status Dates
Present/Proposed Housing
Late Fee
ARM
HELOC
Reverse Mortgage
Mortgage Insurance
Buydown
Prepayment
TILA
Fees
RESPA/GFE HUD1 Charges
License Review
Flood
Geocode
Recording Fees
RESPA Closing Fees
Construction Info
RegulatorConnect (LEF)
Participants
USDA Guarantee
ATRQM
Underwriter Evaluated
Simultaneous Loans
Prior Loans
GSE Agency Eligibility
Integrated Disclosures (TRID)
HMDA/NMLS
Loan Information
Application Date:
Exclude from Submission:
Unspecified
True
False
Action Code:
? - Not Set
1 - Loan originated
2 - Application approved but not accepted
3 - Application denied by financial institution
4 - Application withdrawn by applicant
5 - File closed for incompleteness
6 - Loan purchased by your institution
7 - Preapproval request denied by fin. institution
8 - Preapproval request approved but not accepted
Regulatory Agency:
Unspecified
1 - OCC - Office of Comptroller of Currency
2 - FRB - Federal Reserve Bank
3 - FDIC - Federal Deposit Insurance Corporation
5 - NCUA - National Credit Union Administration
7 - HUD - Department of Housing and Urban Development
9 - CFPB - Consumer Financial Protection Bureau
Action Date:
Loan Type:
? - Not Set
1 - Conventional
2 - FHA-Insured
3 - VA-guaranteed
4 - FSA/RHS-guaranteed
Preapproval:
? - Not Set
1 - Preapproval was requested
2 - Preapproval was not requested
3 - Not applicable
Lien Status:
? - Not Set
1 - Secured by a first lien
2 - Secured by a subordinate lien
3 - Not secured by a lien
4 - Not applicable (purchased loans)
Purchaser Type:
? - Not Set
0 - Loan was not originated or was not sold in calendar year
1 - Fannie Mae
2 - Ginnie Mae
3 - Freddie Mac
4 - Farmer Mac
5 - Private securitization
6 - Commercial bank, savings bank or savings association
7 - Life insurance company, credit union, mortgage bank, or finance company
71 - Credit union, mortgage bank, or finance company
72 - Life insurance company
8 - Affiliate institution
9 - Other type of purchaser
Loan Purpose:
? - Not Set
1 - Home purchase
2 - Home Improvement
3 - Refinancing
31 - Refinancing
32 - Cash-out Refinancing
4 - Other
5 - Not Applicable
HOEPA Status:
? - Not Set
1 - HOEPA loan
2 - Not a HOEPA loan
3 - NA
Amortization Type:
? - Not Set
A - Adjustable Rate Loan
AC - Convertible ARM
AH - Hybrid ARM
AP - Pay Option ARM
F - Fixed Rate Loan
FB - Fixed Rate with Balloon Payment
G - Graduated Payment Loan
H - HELOC
R - Reverse Mortgage
RS - HECM-Standard
RV - HECM-Saver
Owner Occupancy:
? - Not Set
1 - Principal Residence
2 - Second Residence
3 - Investment Property
Prepayment Penalty Term (mos.):
Occupancy Type:
? - Not Set
P - Primary
I - Investment
V - Vacation or Second Home
O - Other
Interest Only Indicator:
Unspecified
True
False
Loan Amount:
,000
Other Non-Amortizing Indicator:
Unspecified
True
False
Full Loan Amount:
Reverse Mortgage Indicator:
Unspecified
True
False
Loan Term:
Months
Open-end LOC Indicator:
Unspecified
True
False
Note Rate:
Balloon Indicator:
Unspecified
True
False
Property Value:
Business/Commercial Indicator:
Unspecified
True
False
HMDA CLTV:
HMDA Debt Ratio:
Total Points and Fees:
Lender Credits:
Total Borrower Paid Origination Charges:
Total Discount Points:
Total Loan Costs:
Rate Spread:
Initial Adjustment Period (mos):
Current Rate Lock Date:
APR:
%
Property Information
Property Type:
? - Not Set
1 - One to four-family
2 - Manufactured housing
3 - Multifamily
Construction Method:
Unspecified
1 - Site Built
2 - Manufactured Home
MSA Number:
Manuf. Home Prop Type:
Unspecified
1 - Manufactured home and land
2 - Manufactured home and not land
3 - NA
State FIPS Code:
Manuf. Home Land Interest:
Unspecified
1 - Direct Ownership
2 - Indirect Ownership
3 - Paid Leasehold
4 - unpaid Leasehold
5 - NA
County FIPS Code:
Multi-family Affordable Units:
Census Tract Number:
Underwriting Information
App Income Amount:
,000 (annual)
Application Channel:
Unspecified
1 - Submitted directly to your institution
2 - Not submitted directly to your institution
3 - NA
Application Payable:
Unspecified
1 - Initially payable to your institution
2 - Not initially payable to your institution
3 - NA
System
Decision
AUS 1:
Unspecified
1 - DU
2 - LP
3 - TOTAL Scorecard
4 - Guaranteed Underwriting System (GUS)
5 - Other
6 - NA
7 - Internal Proprietary System
Unspecified
1 - Approve/Eligible
2 - Approve/Ineligible
3 - Refer/Eligible
4 - Refer/Ineligible
5 - Refer with Caution
6 - Out of Scope
7 - Error
8 - Accept
9 - Caution
10 - Ineligible
11 - Incomplete
12 - Invalid
13 - Refer
14 - Eligible
15 - Unable to Determine
16 - Other
17 - NA
18 - Accept/Eligible
19 - Accept/Ineligible
20 - Accept/Unable to Determine
21 - Refer with Caution/Eligible
22 - Refer with Caution/Ineligible
23 - Refer/Unable to Determine
24 - Refer with Caution/Unable to Determine
AUS 2:
Unspecified
1 - DU
2 - LP
3 - TOTAL Scorecard
4 - Guaranteed Underwriting System (GUS)
5 - Other
7 - Internal Proprietary System
Unspecified
1 - Approve/Eligible
2 - Approve/Ineligible
3 - Refer/Eligible
4 - Refer/Ineligible
5 - Refer with Caution
6 - Out of Scope
7 - Error
8 - Accept
9 - Caution
10 - Ineligible
11 - Incomplete
12 - Invalid
13 - Refer
14 - Eligible
15 - Unable to Determine
16 - Other
18 - Accept/Eligible
19 - Accept/Ineligible
20 - Accept/Unable to Determine
21 - Refer with Caution/Eligible
22 - Refer with Caution/Ineligible
23 - Refer/Unable to Determine
24 - Refer with Caution/Unable to Determine
AUS 3:
Unspecified
1 - DU
2 - LP
3 - TOTAL Scorecard
4 - Guaranteed Underwriting System (GUS)
5 - Other
7 - Internal Proprietary System
Unspecified
1 - Approve/Eligible
2 - Approve/Ineligible
3 - Refer/Eligible
4 - Refer/Ineligible
5 - Refer with Caution
6 - Out of Scope
7 - Error
8 - Accept
9 - Caution
10 - Ineligible
11 - Incomplete
12 - Invalid
13 - Refer
14 - Eligible
15 - Unable to Determine
16 - Other
18 - Accept/Eligible
19 - Accept/Ineligible
20 - Accept/Unable to Determine
21 - Refer with Caution/Eligible
22 - Refer with Caution/Ineligible
23 - Refer/Unable to Determine
24 - Refer with Caution/Unable to Determine
AUS 4:
Unspecified
1 - DU
2 - LP
3 - TOTAL Scorecard
4 - Guaranteed Underwriting System (GUS)
5 - Other
7 - Internal Proprietary System
Unspecified
1 - Approve/Eligible
2 - Approve/Ineligible
3 - Refer/Eligible
4 - Refer/Ineligible
5 - Refer with Caution
6 - Out of Scope
7 - Error
8 - Accept
9 - Caution
10 - Ineligible
11 - Incomplete
12 - Invalid
13 - Refer
14 - Eligible
15 - Unable to Determine
16 - Other
18 - Accept/Eligible
19 - Accept/Ineligible
20 - Accept/Unable to Determine
21 - Refer with Caution/Eligible
22 - Refer with Caution/Ineligible
23 - Refer/Unable to Determine
24 - Refer with Caution/Unable to Determine
AUS 5:
Unspecified
1 - DU
2 - LP
3 - TOTAL Scorecard
4 - Guaranteed Underwriting System (GUS)
5 - Other
7 - Internal Proprietary System
Unspecified
1 - Approve/Eligible
2 - Approve/Ineligible
3 - Refer/Eligible
4 - Refer/Ineligible
5 - Refer with Caution
6 - Out of Scope
7 - Error
8 - Accept
9 - Caution
10 - Ineligible
11 - Incomplete
12 - Invalid
13 - Refer
14 - Eligible
15 - Unable to Determine
16 - Other
18 - Accept/Eligible
19 - Accept/Ineligible
20 - Accept/Unable to Determine
21 - Refer with Caution/Eligible
22 - Refer with Caution/Ineligible
23 - Refer/Unable to Determine
24 - Refer with Caution/Unable to Determine
Other System:
Denial Reason 1 Code:
? - Not Set
1 - Debt-to-income ratio
2 - Employment history
3 - Credit history
4 - Collateral
5 - Insufficient cash (downpayment, closing costs)
6 - Unverifiable information
7 - Credit application incomplete
8 - Mortgage insurance denied
9 - Other
10 - NA
Denial Reason 2 Code:
? - Not Set
1 - Debt-to-income ratio
2 - Employment history
3 - Credit history
4 - Collateral
5 - Insufficient cash (downpayment, closing costs)
6 - Unverifiable information
7 - Credit application incomplete
8 - Mortgage insurance denied
9 - Other
10 - NA
Denial Reason 3 Code:
? - Not Set
1 - Debt-to-income ratio
2 - Employment history
3 - Credit history
4 - Collateral
5 - Insufficient cash (downpayment, closing costs)
6 - Unverifiable information
7 - Credit application incomplete
8 - Mortgage insurance denied
9 - Other
10 - NA
Denial Reason 4 Code:
? - Not Set
1 - Debt-to-income ratio
2 - Employment history
3 - Credit history
4 - Collateral
5 - Insufficient cash (downpayment, closing costs)
6 - Unverifiable information
7 - Credit application incomplete
8 - Mortgage insurance denied
9 - Other
10 - NA
Denial Reason Other:
Applicant/Government Monitoring Information
APPLICANT
Application Taken By:
? - Not Set
F - Face to Face
M - Mail
T - Telephone
I - Internet
O - Other
Birthdate:
Sex:
? - Not Set
1 - Male
2 - Female
3 - Information not provided
4 - Not applicable
5 - No co-applicant
6 - Applicant selected both male and female
Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
Credit Score:
Provider:
? - Not Set
1 - Equifax Beacon 5.0
2 - Experian Fair Isaac
3 - FICO Risk Score Classic 04
4 - FICO Risk Score Classic 98
5 - VantageScore 2.0
6 - VantageScore 3.0
7 - More than one model
8 - Other Credit model
9 - Not Applicable
11 - FICO Score 9
Other:
Ethnicity Obtained Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
1. Hispanic or Latino
11. Mexican
12. Puerto Rican
13. Cuban
14. Other
2. Not Hispanic or Latino
3. Information not provided by applicant (mail, internet, phone)
4. Not Applicable
Race Obtained Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
4 - No co-applicant
1. American Indian or Alaska Native
Tribe
2. Asian
21. Asian Indian
22. Chinese
23. Filipino
24. Japanese
25. Korean
26. Vietnamese
27. Other
3. Black or African American
4. Native Hawaiian or Pacific Islander
41. Native Hawaiian
42. Guamanian or Chamorro
43. Samoan
44. Other
5. White
6. Information not provided by applicant (mail, internet, phone)
7. Not Applicable
CO-APPLICANT
Co-Applicant Application Taken By:
? - Not Set
F - Face to Face
M - Mail
T - Telephone
I - Internet
O - Other
Co App Birthdate:
Sex:
? - Not Set
1 - Male
2 - Female
3 - Information not provided
4 - Not applicable
5 - No co-applicant
6 - Applicant selected both male and female
Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
4 - No co-applicant
Credit Score:
Provider:
? - Not Set
1 - Equifax Beacon 5.0
2 - Experian Fair Isaac
3 - FICO Risk Score Classic 04
4 - FICO Risk Score Classic 98
5 - VantageScore 2.0
6 - VantageScore 3.0
7 - More than one model
8 - Other Credit model
9 - Not Applicable
10 - No co-applicant
11 - FICO Score 9
Other:
Ethnicity Obtained Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
4 - No co-applicant
1. Hispanic or Latino
11. Mexican
12. Puerto Rican
13. Cuban
14. Other
2. Not Hispanic or Latino
3. Information not provided by applicant (mail, internet, phone)
4. Not Applicable
5. No Co-Applicant
Race Obtained Method:
? - Not Set
1 - Collected on the basis of visual observation or name
2 - Not collected on the basis of visual observation or name
3 - Not applicable
4 - No co-applicant
1. American Indian or Alaska Native
Tribe
2. Asian
21. Asian Indian
22. Chinese
23. Filipino
24. Japanese
25. Korean
26. Vietnamese
27. Other
3. Black or African American
4. Native Hawaiian or Pacific Islander
41. Native Hawaiian
42. Guamanian or Chamorro
43. Samoan
44. Other
5. White
6. Information not provided by applicant (mail, internet, phone)
7. Not Applicable
8. No Co-Applicant
NMLS/Mortgage Call Report Information
Application Loan Amount:
Include Sect. II Expanded:
Unspecified
True
False
Conforming / Jumbo Indicator:
Unspecified
1 - Conforming
2 - Jumbo
Loan Sold Date:
Linked 2nd Mortgage or HELOC?:
Unspecified
True
False
Servicing Status:
Unspecified
1 - Retain
2 - Sell
FAS 140 sale treatment achieved?:
Unspecified
True
False
QM Status:
Unspecified
1 - Qualified Mortgage
2 - Non-Qualified Mortgage
3 - Not Subject to QM
Loan has PMI?:
Unspecified
True
False
Loan is Prime:
Unspecified
True
False